The Statewide Retirement Plan provides Defined Benefit (pension) and Deferred Compensation (investment account) benefits for active and retired first responders across the state of Colorado. The Plan is made up of four components, designed to provide a wide variety of benefit options for police and fire departments to offer to their employees.

Plan Basics

Membership: 15,000+ active and retired first responders, and beneficiaries
Employers: 260+ Colorado fire and police departments
Funded by: Member and Employer payroll contributions
Funding Ratio: 100.0%, as of 1/1/2024

Four Unique Components, One Well-Rounded Retirement Plan

Component membership is determined by individual police and fire departments. Three offerings–the Defined Benefit, Hybrid Defined Benefit, and Social Security components–provide lifetime pension income to Members in retirement. In addition, the Money Purchase component provides the flexibility of a lump sum investment account, similar to a 401(k). Plan benefits are also portable, meaning that Members can stay enrolled if they move to another covered department.

Learn more about the individual Statewide Retirement Plan components by following the links below: